Have you been declined by another lender? We can help!

With our experience in closing difficult loans, we have the expertise to find the financing you need.

We have many alternative programs that other lenders don’t carry. And we are knowledgeable about how to fit you into a program that works with any unique challenges you might face.

• Cash-out on agency under a 660 credit score (loan amounts up to $726,525 in high-cost areas) with FICO down to 580 credit scores (A paper pricing down to 640)
• True NO RATIO investment program from 620 FICO
• Foreign National programs
• High-cost loan amounts in counties without high-cost limits that follow mostly agency guidelines with agency similar pricing
• One-Doc, Owner-Occ
• Jumbo loans with debt ratios over 42%
• Bank statements, contract-based, P&L, asset depletion, asset utilization and one year of tax returns as income on all loan amounts
• Low down payment on jumbo financing
• Low credit scores
• Recent foreclosure, bankruptcy or other major derogatory on credit report
• Housing event seasoning: programs as soon as 1 day out
• Unlimited consumer lates
• Unlimited 30-day lates
• Condominium challenges
• Credit score improvement and maintenance education
• SFR/Townhomes/Condos/Multi-units
• FHA/VA lending expertise
• Personalized financial guidance and more