Are Higher Rates Ahead?
Are higher rates ahead in the cards for home loans and, when can potential home buyers or those looking to [...]
How Much Earnest Money Is Normal?
Once home buyers find a home they love, they declare their commitment to the seller with a sizable chunk [...]
5 New Year’s Resolutions To Help You Buy a Home in 2022
In the new year, we make all sorts of resolutions, ranging from exercising more to eating healthier to [...]
Affordability Alert! Here Are the Top 10 Towns Where First-Time Buyers Can Finally Snag a Home in 2022
Since the COVID-19 pandemic began, the American dream of homeownership has felt more and more out of reach for [...]
Proof of Funds Letter for a Real Estate Purchase: Why Home Buyers Need It.
Is your Realtor asking for proof of funds? What is proof of funds in real estate anyway? A proof [...]
How Much Is Enough for a Down Payment?
Most would-be homebuyers start their journey by gathering a down payment. This money is crucial to snagging a mortgage [...]
Is a 20% Down Payment Necessary to Buy a Home?
Do I really need a 20% down payment on a house? The idea that you need to put a [...]
What Can Previous Markets Tell Us About the Market Today?
Before the pandemic hit, the U.S. housing market saw prices skyrocket to create the third biggest housing boom in [...]
Tapering and Inflation
Recently, Fed Chair Powell signaled the central bank could begin to taper or reduce the daily purchases of Mortgage [...]
Qualified Mortgage vs. Non-Qualified Mortgage
A Qualified Mortgage or QM Mortgage is one that is backed by the government such as Fannie Mae, Freddie [...]